Tuesday, April 29, 2014

More money more problems?

I realize the more I'm alone the more I observe. I mean I've been a people watcher since I was little and it always facisnated me. Not to sound like a creep or anything, but when you really take a look at what's happening around you, it gets you more curious.

I've been reading a lot more lately, series, self improvement, and financial literacy books. They have been teaching me so much on how to value yourself and how to maintain wealth. Main topics that I have found in most of my books shocked me. Like the common mentality on the working people, spending habits, value of money, confidence, success, future goals, and living in the moment.

I've always tapped into some of these in conversation, and many of the people I would converse with would agree, disagree and bring up great ideas on how to become a better person in any of the above categories. When you really talk to a friend or a stranger you can feel or analyze their sense of perspective. Not to judge them, just hear them out and listen. That's another thing we love to talk, but never embrace listening. We never talk about creating steps to change our habits, just always wish we had more money to solve our problems. Which it never really does, just like the saying "more money more problems."

Anyways, understanding many more of life's wonders and challenges I always questioned why we work for money and why do we use most of our income to pay our bills? Is there not another way to survive in this world without money, what was the point of money's existence? I've always asked my mom these questions and her immediate response would be, " you better not think like that and start working and learning how to manage money." 

Was I ever wrong to question if I never had an idea about why or how money really works?

My first job at age 15, was at AmeriPrise Finacial office. I was shadowing my Godmother (Financial Adviser) as an Assitant. Making phone calls, faxing, understanding and putting together Financial plans, viewing where people's money really went. I was aware of what was suppose to come when I grew older. 

I just never understood it to the extent I've always asked. 

We always say, "I can't afford it" but work hard all week to spend it on the weekend partying, shopping, or eating.

When all of the fun is over, we feel disappointed. Because looking at those charges and knowing how much we spent, automatically creates a negative vibe of disgust. 

My real point here is, we have to understand, talk, and learn how to manage our income. Lets not be afraid to face what is a little part of life that we praise so much and reevaluate: our attitudes, and how we spend. What is a solution to understand money and be happy in our lives.

My simple answer, is to go out and learn. We as a country highlight school so much, but believe after school is over we should not need to learn anymore. This mindset is what a lot of us must change and be more open to continuing to learn. Especially about the things we do not like to talk about i.e money.

I hope I leave you, on today's post with a little more insight. Remember, embrace failing. 






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